Conventional Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.821%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.723%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.338%  0.000%
Jumbo Mortgages
Portfolio Jumbo 30 Fixed
 Rate  APR  Points
 4.000%  4.050%  0.000%
Portfolio Jumbo 15 Fixed
 Rate  APR  Points
 3.500%  3.549%  0.000%
Portfolio Jumbo 5/1 ARM
 Rate  APR  Points
 3.250%  4.172%  0.000%